Our Blog and News - Lower My Charges

By:Peter Deane
October 15, 2018
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The Importance of Financial Wellbeing

Financial wellbeing is a key factor to retaining an engaged workforce. Overall wellbeing strategies are being implemented by 66% of multinational companies. These are effective in preventing absences and increasing…

By:Ian Brewer
October 5, 2018
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Work and Pensions Committee launches inquiry into pension costs and transparency

It has been a while since my last blog – that is not to say its been quiet – quite the opposite – we have been very busy building the…

By:Ian Brewer
July 24, 2018
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FCA eyes ban on contingent charging for pensions

There has been a debate raging on of late about banning contingent charging. This is the practice of financial advice firms not charging you for advice given if the advice…

By:Ian Brewer
May 18, 2018
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The FCA’s findings on ongoing Advice

There is a saying that less is more, but when this saying is applied to the Financial Services Industry how does that pan out for the customer? Well according to…

By:Ian Brewer
April 25, 2018
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FCA forces asset managers to disclose transaction costs on Workplace Pensions

Have you ever given it any thought that the pension scheme provided by your employer is value for money? Have you ever asked what the charges might be and are…

By:Ian Brewer
April 18, 2018
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FCA looking to tackle Advisers over giving value for Money

It has often been said that when it comes to giving financial advice how can it be measured when it comes to giving value for money With new disclosure documents…

By:Ian Brewer
April 2, 2018
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Fools Gold How Mifid II has revealed the true cost of funds

MIFID II came into force in January 2018 and it comes as no surprise that customers are now finding out they are paying a lot more than they previously thought.…

By:Jason Butler
March 9, 2018
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Timeless Wisdom

Timeless wisdom How an ancient philosophy can make you better with money The Stoics were around during the time of the ancient Greeks and Romans. One of their key teachings…

By:Ian Brewer
February 20, 2018
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How a 1% hidden fee wipes £100,000 from a £100,000 investment

It sounds unbelievable doesn’t it that you could be worse off by £100,000 due to charges when investing £100,000 over 30yrs which achieve identical returns but their charges were significantly different…

By:Jason Butler
February 7, 2018
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The Carillion Catastrophe

The Carillion Catastrophe The simple money lessons to take from a business failure The recent collapse of global outsourcing company Carillion has caused a lot of anxiety and stress not…

By:Ian Brewer
February 1, 2018
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Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

By:Ian Brewer
January 30, 2018
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Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…