1024 812 Ian Brewer

The FCA’s findings on ongoing Advice

There is a saying that less is more, but when this saying is applied to the Financial Services Industry how does that pan out for the customer? Well according to…

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1024 683 Ian Brewer

FCA forces asset managers to disclose transaction costs on Workplace Pensions

Have you ever given it any thought that the pension scheme provided by your employer is value for money? Have you ever asked what the charges might be and are…

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1024 648 Ian Brewer

FCA looking to tackle Advisers over giving value for Money

It has often been said that when it comes to giving financial advice how can it be measured when it comes to giving value for money With new disclosure documents…

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1024 690 Ian Brewer

Fools Gold How Mifid II has revealed the true cost of funds

MIFID II came into force in January 2018 and it comes as no surprise that customers are now finding out they are paying a lot more than they previously thought.…

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800 450 Jason Butler

Timeless Wisdom

Timeless wisdom How an ancient philosophy can make you better with money The Stoics were around during the time of the ancient Greeks and Romans. One of their key teachings…

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Hidden fee
900 515 Ian Brewer

How a 1% hidden fee wipes £100,000 from a £100,000 investment

It sounds unbelievable doesn’t it that you could be worse off by £100,000 due to charges when investing £100,000 over 30yrs which achieve identical returns but their charges were significantly different…

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640 446 Jason Butler

The Carillion Catastrophe

The Carillion Catastrophe The simple money lessons to take from a business failure The recent collapse of global outsourcing company Carillion has caused a lot of anxiety and stress not…

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1000 1024 Ian Brewer

Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

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800 600 Ian Brewer

Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…

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MiFID II
1024 687 Ian Brewer

Perfect Storm – MIFID II

The New Year has started with a bang – and the timing for us to launch Lower My Charges.com has been the perfect storm for us. Why? On January the…

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tell the truth
350 279 Ian Brewer

Time to tell the Truth?

Time to tell the Truth? It has been 6 months since we launched Lower My Charges.com  and the speed of how things have developed has been amazing. Many respected journalists…

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1024 681 Ian Brewer

Steelworkers face 5% charge to move funds post-DB transfer

Members of the British Steel Pension Scheme (BSPS) who were advised to transfer out of their final salary pension are facing a 5% charge if they want to leave the…

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