Hidden fee
900 515 Ian Brewer

How a 1% hidden fee wipes £100,000 from a £100,000 investment

It sounds unbelievable doesn’t it that you could be worse off by £100,000 due to charges when investing £100,000 over 30yrs which achieve identical returns but their charges were significantly different…

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640 446 Jason Butler

The Carillion Catastrophe

The Carillion Catastrophe The simple money lessons to take from a business failure The recent collapse of global outsourcing company Carillion has caused a lot of anxiety and stress not…

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1000 1024 Ian Brewer

Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

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800 600 Ian Brewer

Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…

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MiFID II
1024 687 Ian Brewer

Perfect Storm – MIFID II

The New Year has started with a bang – and the timing for us to launch Lower My Charges.com has been the perfect storm for us. Why? On January the…

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tell the truth
350 279 Ian Brewer

Time to tell the Truth?

Time to tell the Truth? It has been 6 months since we launched Lower My Charges.com  and the speed of how things have developed has been amazing. Many respected journalists…

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1024 681 Ian Brewer

Steelworkers face 5% charge to move funds post-DB transfer

Members of the British Steel Pension Scheme (BSPS) who were advised to transfer out of their final salary pension are facing a 5% charge if they want to leave the…

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620 388 Ian Brewer

Workplace pension charges to go online in transparency push

A lot of news of late has been the focus on how there an agenda when it comes to pension charges and how they are applied and what the consequences…

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660 400 Ian Brewer

Paul Lewis: ‘Don’t do it’ is the best advice on DB transfers

There is a storm brewing which is starting to put a spotlight on whether or not it is suitable to transfer a defined benefit pension plan (with guarantees) into a…

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460 287 Ian Brewer

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal

Savers tempted into the wrong pension funds with rip-off fees could be the next scandal, as an investigation reveals many could run out of cash. Many pension savers take the easy…

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960 557 Ian Brewer

Pension drawdown rip-off fees scandal

It would seem not a day goes by without an article being written about rip off charges and fees. What is very concerning is the surge of customers being tempted…

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retirement nest egg
695 720 Ian Brewer

Tony Robbins: How Your 401(k) Providers Could End Up with Half of Your Retirement Nest Egg

We like Tony Robbins who is on a mission to educate US investors from the rampant practice of hidden and excessive fees. But what is going on there is also…

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