Posts Tagged :

value for money

1024 812 Ian Brewer

The FCA’s findings on ongoing Advice

There is a saying that less is more, but when this saying is applied to the Financial Services Industry how does that pan out for the customer? Well according to…

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1024 683 Ian Brewer

FCA forces asset managers to disclose transaction costs on Workplace Pensions

Have you ever given it any thought that the pension scheme provided by your employer is value for money? Have you ever asked what the charges might be and are…

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1024 648 Ian Brewer

FCA looking to tackle Advisers over giving value for Money

It has often been said that when it comes to giving financial advice how can it be measured when it comes to giving value for money With new disclosure documents…

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800 450 Jason Butler

Timeless Wisdom

Timeless wisdom How an ancient philosophy can make you better with money The Stoics were around during the time of the ancient Greeks and Romans. One of their key teachings…

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Hidden fee
900 515 Ian Brewer

How a 1% hidden fee wipes £100,000 from a £100,000 investment

It sounds unbelievable doesn’t it that you could be worse off by £100,000 due to charges when investing £100,000 over 30yrs which achieve identical returns but their charges were significantly different…

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1000 1024 Ian Brewer

Financial Advice and my Boiler

There a lot of debate at the moment on whether financial advice is worth paying for? In many ways, this is subjective depending on whom you’re talking too – which…

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800 600 Ian Brewer

Hidden Charges are Mythical – like the Loch Ness Monster

Last week there was a very interesting broadcast on Radio 4 hosted by Lesley Curwen called the Transparency Detectives which I would like to share with you. For those who…

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MiFID II
1024 687 Ian Brewer

Perfect Storm – MIFID II

The New Year has started with a bang – and the timing for us to launch Lower My Charges.com has been the perfect storm for us. Why? On January the…

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tell the truth
350 279 Ian Brewer

Time to tell the Truth?

Time to tell the Truth? It has been 6 months since we launched Lower My Charges.com  and the speed of how things have developed has been amazing. Many respected journalists…

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660 400 Ian Brewer

Paul Lewis: ‘Don’t do it’ is the best advice on DB transfers

There is a storm brewing which is starting to put a spotlight on whether or not it is suitable to transfer a defined benefit pension plan (with guarantees) into a…

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960 678 Ian Brewer

FCA refers investment consultants to competition watchdog – Time to tell the truth

At Lowermycharges.com we continue to find articles about how conflicted the financial services industry has become in not being open and transparent in its dealings. The regulator the FCA (Financial…

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1024 768 Ian Brewer

Do you trust the Robot when it comes to analysing your attitude to risk?

At Lower My Charges.com we thought we would bring the attitude to risk topic to your attention. There seems to be a lot of people pushing this approach as a…

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